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Upgrading Your Home—Made Simple

We’ve got the financial side covered. As for the slick-haired agents and elusive tradies...well, some things are beyond our control.

Outgrown your home? It’s time for an upgrade.


Maybe mornings feel more chaotic than ever, with everyone squeezing past each other to get out the door. Or perhaps your dream home has outlived its charm, and you find yourself wishing for fresh walls—or a brand-new start altogether.


Whether you’re expanding, renovating, or moving on, our Upgraders Program helps make the next step seamless. No stress, no second-guessing—just a clear strategy to turn your next home into the perfect fit for where life’s headed.


Here’s what we cover in your Upgraders Package:


Your borrowing power—what’s possible
We break down the numbers so you know exactly how much you can leverage to upgrade with confidence.


Finding the right loan—without the hassle
Not all loans fit every homeowner’s journey. We sift through the options and find the one that aligns with your financial future.

Renovate or start fresh?
Adding on a few extra rooms or moving somewhere new? We compare the financial impact of both, helping you make the smartest decision for your long-term goals.


Keep or sell—making the right call
Should your current home become an investment property, or is selling the better move? We weigh the pros and cons, so you step forward with certainty.


Long-term planning—clarity for the future
We map out your financial trajectory, factoring in all possibilities so you know exactly what your upgrade means down the road.


Insurance—because life happens
The right coverage isn’t just about the basics; it’s about protecting your upgrade from the unpredictable. We ensure your plan covers what matters most.


You’ve built a solid foundation—now it’s time for the next step. Let’s talk about how we can make your home upgrade effortless

GENERAL ADVICE WARNING


All strategies and information provided on this website are general advice only which does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial and taxation advice prior to acting on this information. Every effort has been made to offer the most current, correct and clearly expressed information possible within this site. Nonetheless, inadvertent errors can occur and applicable laws, rules and regulations may change. Any opinion provided on this website is the opinion of Mitchell Johnston and do not represent the opinions of Bluewater Financial Advisors, Vow Financial or any other person or company. 

Welcome Home Financial Group Pty Ltd ACN 614 198 122  is a corporate authorised representative of Bluewater Financial Advisors Pty Ltd (CAR1247584) Welcome Home Financial Group Authorised Credit Representative Number 506082 is authorised under Vow Financial Pty Ltd ACN 138 789 161 Australian Credit Licence 390261. Welcome Home Financial Advice in a corporate authorised tax (financial) adviser registration number 25780831

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